YEARLY HIGH
0.0007 NZD
YEARLY LOW
0.0007 NZD
YEARLY AVERAGE
0.0007 NZD

2021 BIF to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.0007. Conversely, the yearly low was recorded on February 24, dropping to 0.0007.

This high-to-low spread represents a total annual volatility of 0.0001 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0007 to the December average rate of 0.0007, the exchange rate registered a net change of 3.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0007 was down 20.77% compared to the 2020 peak of 0.0009, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 4 NZD
2020 Average 4 NZD
Yearly Trough Low 3 NZD
Transaction Impact: A difference of 0.28 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0007
0.0007
JanuMarcMayJulySeptNove

BIF to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0007, compared to 0.0007 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0007
H2 Avg (Jul–Dec) 0.0007

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0000 NZD (High: 0.0007 / Low: 0.0007). On the other end, July was the most stable month, with a tight range of 0.0000 NZD (High: 0.0007 / Low: 0.0007).

November Spread (Volatile) ±0.0000
July Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0000 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0007) against the same month in 2020 (average: 0.0007), the exchange rate shifted by +0.0000 (+1.69%).

2021 Avg (December) 0.0007
2020 Avg (December) 0.0007

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0007 0.0007 0.0007
February 0.0007 0.0007 0.0007
March 0.0007 0.0007 0.0007
April 0.0007 0.0007 0.0007
May 0.0007 0.0007 0.0007
June 0.0007 0.0007 0.0007
July 0.0007 0.0007 0.0007
August 0.0007 0.0007 0.0007
September 0.0007 0.0007 0.0007
October 0.0007 0.0007 0.0007
November 0.0007 0.0007 0.0007
December 0.0007 0.0007 0.0007