2022 BIF to PEN Historical Review

YEARLY HIGH

0.0020 PEN

YEARLY LOW

0.0018 PEN

YEARLY AVERAGE

0.0019 PEN

2022 BIF to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BIF to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0020. Conversely, the yearly low was recorded on May 30, dropping to 0.0018.

This high-to-low spread represents a total annual volatility of 0.0002 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0019 to the December average rate of 0.0019, the exchange rate registered a net change of -4.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0020 was down 3.88% compared to the 2021 peak of 0.0021, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 10 PEN

2021 Average 10 PEN

Yearly Trough Low 9 PEN

Transaction Impact: A difference of 1.05 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0020

0.0018

JanuMarcMayJulySeptNove

BIF to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0019, compared to 0.0019 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0019

H2 Avg (Jul–Dec) 0.0019

Volatility Range Comparison

Volatility

The most volatile month in 2022 was May, with a trading range of 0.0001 PEN (High: 0.0019 / Low: 0.0018). On the other end, October was the most stable month, with a tight range of 0.0000 PEN (High: 0.0019 / Low: 0.0019).

May Spread (Volatile) ±0.0001

October Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0001 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 0.0019) against the same month in 2021 (average: 0.0019), the exchange rate shifted by +0.0001 (+4.36%).

2022 Avg (January) 0.0019

2021 Avg (January) 0.0019

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0020	0.0019	0.0019
February	0.0019	0.0019	0.0019
March	0.0019	0.0018	0.0018
April	0.0019	0.0018	0.0018
May	0.0019	0.0018	0.0018
June	0.0019	0.0018	0.0018
July	0.0019	0.0019	0.0019
August	0.0019	0.0019	0.0019
September	0.0019	0.0019	0.0019
October	0.0019	0.0019	0.0019
November	0.0019	0.0019	0.0019
December	0.0019	0.0018	0.0019