YEARLY HIGH
3.6378 PYG
YEARLY LOW
3.3897 PYG
YEARLY AVERAGE
3.5344 PYG

2020 BIF to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on November 26, valuing the pair at 3.6378. Conversely, the yearly low was recorded on April 11, dropping to 3.3897.

This high-to-low spread represents a total annual volatility of 0.2481 PYG. From a start-to-finish perspective, comparing the January average rate of 3.4531 to the December average rate of 3.5810, the exchange rate registered a net change of 3.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.6378 was up 4.28% compared to the 2019 peak of 3.4886, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 18,189 PYG
2019 Average 16,929 PYG
Yearly Trough Low 16,949 PYG
Transaction Impact: A difference of 1,240.35 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.6473
3.4118
JanuMarcMayJulySeptNove

BIF to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4630, compared to 3.6057 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1427 points.

H1 Avg (Jan–Jun) 3.4630
H2 Avg (Jul–Dec) 3.6057

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.1626 PYG (High: 3.6293 / Low: 3.4666). On the other end, November was the most stable month, with a tight range of 0.0208 PYG (High: 3.6378 / Low: 3.6170).

December Spread (Volatile) ±0.1626
November Spread (Stable) ±0.0208

Growth Streaks & Declines

Trends

Between April and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0467 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0467

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 3.6277) against the same month in 2019 (average: 3.4451), the exchange rate shifted by +0.1826 (+5.30%).

2020 Avg (November) 3.6277
2019 Avg (November) 3.4451

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4644 3.4281 3.4531
February 3.4707 3.4366 3.4553
March 3.5053 3.4244 3.4711
April 3.4682 3.3897 3.4315
May 3.4990 3.4180 3.4536
June 3.5399 3.4802 3.5133
July 3.6180 3.5435 3.5807
August 3.6275 3.5874 3.6043
September 3.6231 3.6018 3.6149
October 3.6377 3.6119 3.6259
November 3.6378 3.6170 3.6277
December 3.6293 3.4666 3.5810