YEARLY HIGH
0.4969 RWF
YEARLY LOW
0.4656 RWF
YEARLY AVERAGE
0.4846 RWF

2025 BIF to RWF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to RWF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 1, valuing the pair at 0.4969. Conversely, the yearly low was recorded on January 1, dropping to 0.4656.

This high-to-low spread represents a total annual volatility of 0.0312 RWF. From a start-to-finish perspective, comparing the January average rate of 0.4722 to the December average rate of 0.4916, the exchange rate registered a net change of 4.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4969 was up 4.13% compared to the 2024 peak of 0.4772, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 2,484 RWF
2024 Average 2,284 RWF
Yearly Trough Low 2,328 RWF
Transaction Impact: A difference of 156.05 RWF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4944
0.4702
JanuMarcMayJulySeptNove

BIF to RWF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4798, compared to 0.4894 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0096 points.

H1 Avg (Jan–Jun) 0.4798
H2 Avg (Jul–Dec) 0.4894

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.0169 RWF (High: 0.4917 / Low: 0.4749). On the other end, December was the most stable month, with a tight range of 0.0039 RWF (High: 0.4929 / Low: 0.4890).

May Spread (Volatile) ±0.0169
December Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0010 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.4924) against the same month in 2024 (average: 0.4687), the exchange rate shifted by +0.0236 (+5.04%).

2025 Avg (November) 0.4924
2024 Avg (November) 0.4687

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4796 0.4656 0.4722
February 0.4801 0.4725 0.4762
March 0.4860 0.4741 0.4809
April 0.4849 0.4744 0.4811
May 0.4917 0.4749 0.4847
June 0.4910 0.4751 0.4838
July 0.4913 0.4825 0.4859
August 0.4905 0.4848 0.4867
September 0.4943 0.4848 0.4880
October 0.4950 0.4872 0.4917
November 0.4969 0.4890 0.4924
December 0.4929 0.4890 0.4916