2020 BIF to SAR Historical Review

YEARLY HIGH

0.0020 SAR

YEARLY LOW

0.0019 SAR

YEARLY AVERAGE

0.0020 SAR

2020 BIF to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 0.0020. Conversely, the yearly low was recorded on December 5, dropping to 0.0019.

This high-to-low spread represents a total annual volatility of 0.0001 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0020 to the December average rate of 0.0019, the exchange rate registered a net change of -2.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0020 was down 4.40% compared to the 2019 peak of 0.0021, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 10 SAR

2019 Average 10 SAR

Yearly Trough Low 10 SAR

Transaction Impact: A difference of 0.40 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0020

0.0019

JanuMarcMayJulySeptNove

BIF to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0020, compared to 0.0019 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0020

H2 Avg (Jul–Dec) 0.0019

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0000 SAR (High: 0.0020 / Low: 0.0020). On the other end, December was the most stable month, with a tight range of 0.0000 SAR (High: 0.0019 / Low: 0.0019).

April Spread (Volatile) ±0.0000

December Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0000 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0020) against the same month in 2019 (average: 0.0021), the exchange rate shifted by -0.0001 (-3.66%).

2020 Avg (March) 0.0020

2019 Avg (March) 0.0021

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0020	0.0020	0.0020
February	0.0020	0.0020	0.0020
March	0.0020	0.0020	0.0020
April	0.0020	0.0020	0.0020
May	0.0020	0.0020	0.0020
June	0.0020	0.0020	0.0020
July	0.0020	0.0019	0.0019
August	0.0020	0.0019	0.0019
September	0.0019	0.0019	0.0019
October	0.0019	0.0019	0.0019
November	0.0019	0.0019	0.0019
December	0.0019	0.0019	0.0019