2020 BIF to SDG Historical Review

YEARLY HIGH

0.0295 SDG

YEARLY LOW

0.0239 SDG

YEARLY AVERAGE

0.0283 SDG

2020 BIF to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 0.0295. Conversely, the yearly low was recorded on January 10, dropping to 0.0239.

This high-to-low spread represents a total annual volatility of 0.0056 SDG. From a start-to-finish perspective, comparing the January average rate of 0.0240 to the December average rate of 0.0285, the exchange rate registered a net change of 18.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0295 was up 11.04% compared to the 2019 peak of 0.0266, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 148 SDG

2019 Average 125 SDG

Yearly Trough Low 120 SDG

Transaction Impact: A difference of 28.06 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0297

0.0235

JanuMarcMayJulySeptNove

BIF to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0280, compared to 0.0286 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0280

H2 Avg (Jul–Dec) 0.0286

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0031 SDG (High: 0.0289 / Low: 0.0259). On the other end, September was the most stable month, with a tight range of 0.0001 SDG (High: 0.0287 / Low: 0.0286).

February Spread (Volatile) ±0.0031

September Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0292) against the same month in 2019 (average: 0.0262), the exchange rate shifted by +0.0030 (+11.63%).

2020 Avg (March) 0.0292

2019 Avg (March) 0.0262

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0259	0.0239	0.0240
February	0.0289	0.0259	0.0274
March	0.0295	0.0289	0.0292
April	0.0294	0.0290	0.0292
May	0.0293	0.0290	0.0291
June	0.0291	0.0288	0.0290
July	0.0290	0.0287	0.0287
August	0.0288	0.0286	0.0287
September	0.0287	0.0286	0.0286
October	0.0286	0.0285	0.0286
November	0.0286	0.0285	0.0285
December	0.0285	0.0284	0.0285