YEARLY HIGH
0.0046 SEK
YEARLY LOW
0.0042 SEK
YEARLY AVERAGE
0.0043 SEK

2021 BIF to SEK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to SEK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 0.0046. Conversely, the yearly low was recorded on June 10, dropping to 0.0042.

This high-to-low spread represents a total annual volatility of 0.0004 SEK. From a start-to-finish perspective, comparing the January average rate of 0.0043 to the December average rate of 0.0046, the exchange rate registered a net change of 6.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0046 was down 17.00% compared to the 2020 peak of 0.0055, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 23 SEK
2020 Average 24 SEK
Yearly Trough Low 21 SEK
Transaction Impact: A difference of 2.08 SEK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0046
0.0042
JanuMarcMayJulySeptNove

BIF to SEK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0043, compared to 0.0044 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0043
H2 Avg (Jul–Dec) 0.0044

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0003 SEK (High: 0.0046 / Low: 0.0043). On the other end, December was the most stable month, with a tight range of 0.0001 SEK (High: 0.0046 / Low: 0.0045).

November Spread (Volatile) ±0.0003
December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0046) against the same month in 2020 (average: 0.0043), the exchange rate shifted by +0.0003 (+5.85%).

2021 Avg (December) 0.0046
2020 Avg (December) 0.0043

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0043 0.0042 0.0043
February 0.0043 0.0042 0.0043
March 0.0045 0.0043 0.0044
April 0.0045 0.0043 0.0044
May 0.0043 0.0042 0.0042
June 0.0043 0.0042 0.0042
July 0.0044 0.0043 0.0044
August 0.0044 0.0043 0.0044
September 0.0044 0.0043 0.0043
October 0.0044 0.0043 0.0043
November 0.0046 0.0043 0.0044
December 0.0046 0.0045 0.0046