2020 BIF to TWD Historical Review

YEARLY HIGH

0.0161 TWD

YEARLY LOW

0.0144 TWD

YEARLY AVERAGE

0.0154 TWD

2020 BIF to TWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to TWD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 0.0161. Conversely, the yearly low was recorded on December 27, dropping to 0.0144.

This high-to-low spread represents a total annual volatility of 0.0017 TWD. From a start-to-finish perspective, comparing the January average rate of 0.0159 to the December average rate of 0.0145, the exchange rate registered a net change of -8.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0161 was down 6.97% compared to the 2019 peak of 0.0173, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 81 TWD

2019 Average 84 TWD

Yearly Trough Low 72 TWD

Transaction Impact: A difference of 8.55 TWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0161

0.0144

JanuMarcMayJulySeptNove

BIF to TWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0158, compared to 0.0150 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0158

H2 Avg (Jul–Dec) 0.0150

Volatility Range Comparison

Volatility

The most volatile month in 2020 was June, with a trading range of 0.0004 TWD (High: 0.0157 / Low: 0.0153). On the other end, August was the most stable month, with a tight range of 0.0001 TWD (High: 0.0153 / Low: 0.0152).

June Spread (Volatile) ±0.0004

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0003 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.0160) against the same month in 2019 (average: 0.0170), the exchange rate shifted by -0.0010 (-5.91%).

2020 Avg (February) 0.0160

2019 Avg (February) 0.0170

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0161	0.0159	0.0159
February	0.0161	0.0158	0.0160
March	0.0161	0.0158	0.0159
April	0.0160	0.0157	0.0159
May	0.0159	0.0156	0.0157
June	0.0157	0.0153	0.0155
July	0.0154	0.0152	0.0153
August	0.0153	0.0152	0.0152
September	0.0152	0.0150	0.0151
October	0.0150	0.0147	0.0148
November	0.0148	0.0147	0.0147
December	0.0147	0.0144	0.0145