YEARLY HIGH
0.0145 UAH
YEARLY LOW
0.0138 UAH
YEARLY AVERAGE
0.0141 UAH

2025 BIF to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on January 21, valuing the pair at 0.0145. Conversely, the yearly low was recorded on September 15, dropping to 0.0138.

This high-to-low spread represents a total annual volatility of 0.0006 UAH. From a start-to-finish perspective, comparing the January average rate of 0.0143 to the December average rate of 0.0143, the exchange rate registered a net change of -0.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0145 was down 0.04% compared to the 2024 peak of 0.0145, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 72 UAH
2024 Average 70 UAH
Yearly Trough Low 69 UAH
Transaction Impact: A difference of 3.24 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0143
0.0139
JanuMarcMayJulySeptNove

BIF to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0141, compared to 0.0141 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0141
H2 Avg (Jul–Dec) 0.0141

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0005 UAH (High: 0.0143 / Low: 0.0138). On the other end, December was the most stable month, with a tight range of 0.0001 UAH (High: 0.0144 / Low: 0.0142).

April Spread (Volatile) ±0.0005
December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0143) against the same month in 2024 (average: 0.0133), the exchange rate shifted by +0.0010 (+7.69%).

2025 Avg (January) 0.0143
2024 Avg (January) 0.0133

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0145 0.0141 0.0143
February 0.0142 0.0140 0.0141
March 0.0142 0.0138 0.0140
April 0.0143 0.0138 0.0140
May 0.0142 0.0139 0.0141
June 0.0142 0.0139 0.0141
July 0.0143 0.0140 0.0141
August 0.0142 0.0138 0.0139
September 0.0141 0.0138 0.0139
October 0.0143 0.0140 0.0141
November 0.0144 0.0142 0.0143
December 0.0144 0.0142 0.0143