2021 BIF to XAF Historical Review

YEARLY HIGH

0.2939 XAF

YEARLY LOW

0.2713 XAF

YEARLY AVERAGE

0.2809 XAF

2021 BIF to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 0.2939. Conversely, the yearly low was recorded on May 25, dropping to 0.2713.

This high-to-low spread represents a total annual volatility of 0.0226 XAF. From a start-to-finish perspective, comparing the January average rate of 0.2770 to the December average rate of 0.2904, the exchange rate registered a net change of 4.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2939 was down 9.70% compared to the 2020 peak of 0.3255, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 1,469 XAF

2020 Average 1,503 XAF

Yearly Trough Low 1,356 XAF

Transaction Impact: A difference of 113.03 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2921

0.2726

JanuMarcMayJulySeptNove

BIF to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2779, compared to 0.2840 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0061 points.

H1 Avg (Jan–Jun) 0.2779

H2 Avg (Jul–Dec) 0.2840

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0103 XAF (High: 0.2939 / Low: 0.2835). On the other end, July was the most stable month, with a tight range of 0.0035 XAF (High: 0.2814 / Low: 0.2779).

November Spread (Volatile) ±0.0103

July Spread (Stable) ±0.0035

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0064 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0064

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.2886) against the same month in 2020 (average: 0.2856), the exchange rate shifted by +0.0030 (+1.05%).

2021 Avg (November) 0.2886

2020 Avg (November) 0.2856

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2797	0.2738	0.2770
February	0.2811	0.2760	0.2780
March	0.2862	0.2780	0.2820
April	0.2856	0.2755	0.2807
May	0.2795	0.2713	0.2743
June	0.2793	0.2717	0.2755
July	0.2814	0.2779	0.2799
August	0.2833	0.2784	0.2809
September	0.2847	0.2781	0.2802
October	0.2860	0.2815	0.2839
November	0.2939	0.2835	0.2886
December	0.2918	0.2879	0.2904