2020 BIF to XOF Historical Review

YEARLY HIGH

0.3255 XOF

YEARLY LOW

0.2746 XOF

YEARLY AVERAGE

0.3007 XOF

2020 BIF to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.3255. Conversely, the yearly low was recorded on December 30, dropping to 0.2746.

This high-to-low spread represents a total annual volatility of 0.0508 XOF. From a start-to-finish perspective, comparing the January average rate of 0.3135 to the December average rate of 0.2774, the exchange rate registered a net change of -11.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3255 was down 0.04% compared to the 2019 peak of 0.3256, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 1,627 XOF

2019 Average 1,590 XOF

Yearly Trough Low 1,373 XOF

Transaction Impact: A difference of 254.06 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3224

0.2733

JanuMarcMayJulySeptNove

BIF to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3140, compared to 0.2874 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0267 points.

H1 Avg (Jan–Jun) 0.3140

H2 Avg (Jul–Dec) 0.2874

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0212 XOF (High: 0.3255 / Low: 0.3043). On the other end, October was the most stable month, with a tight range of 0.0042 XOF (High: 0.2900 / Low: 0.2858).

March Spread (Volatile) ±0.0212

October Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0101 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0101

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.3132) against the same month in 2019 (average: 0.3190), the exchange rate shifted by -0.0057 (-1.79%).

2020 Avg (March) 0.3132

2019 Avg (March) 0.3190

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3160	0.3107	0.3135
February	0.3221	0.3127	0.3183
March	0.3255	0.3043	0.3132
April	0.3215	0.3150	0.3183
May	0.3196	0.3096	0.3153
June	0.3103	0.3033	0.3056
July	0.3054	0.2869	0.2976
August	0.2898	0.2849	0.2875
September	0.2921	0.2852	0.2882
October	0.2900	0.2858	0.2881
November	0.2912	0.2823	0.2856
December	0.2799	0.2746	0.2774