2020 BIF to XPF Historical Review

YEARLY HIGH

0.0592 XPF

YEARLY LOW

0.0500 XPF

YEARLY AVERAGE

0.0547 XPF

2020 BIF to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.0592. Conversely, the yearly low was recorded on December 30, dropping to 0.0500.

This high-to-low spread represents a total annual volatility of 0.0092 XPF. From a start-to-finish perspective, comparing the January average rate of 0.0570 to the December average rate of 0.0505, the exchange rate registered a net change of -11.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0592 was down 0.04% compared to the 2019 peak of 0.0592, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 296 XPF

2019 Average 289 XPF

Yearly Trough Low 250 XPF

Transaction Impact: A difference of 46.22 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0587

0.0497

JanuMarcMayJulySeptNove

BIF to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0571, compared to 0.0523 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0048 points.

H1 Avg (Jan–Jun) 0.0571

H2 Avg (Jul–Dec) 0.0523

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0039 XPF (High: 0.0592 / Low: 0.0554). On the other end, October was the most stable month, with a tight range of 0.0008 XPF (High: 0.0528 / Low: 0.0520).

March Spread (Volatile) ±0.0039

October Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0018 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0570) against the same month in 2019 (average: 0.0580), the exchange rate shifted by -0.0010 (-1.79%).

2020 Avg (March) 0.0570

2019 Avg (March) 0.0580

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0575	0.0565	0.0570
February	0.0586	0.0569	0.0579
March	0.0592	0.0554	0.0570
April	0.0585	0.0573	0.0579
May	0.0581	0.0563	0.0574
June	0.0565	0.0552	0.0556
July	0.0556	0.0522	0.0541
August	0.0527	0.0518	0.0523
September	0.0531	0.0519	0.0524
October	0.0528	0.0520	0.0524
November	0.0530	0.0514	0.0519
December	0.0509	0.0500	0.0505