2013 BIF to ZAR Historical Review

YEARLY HIGH

0.0068 ZAR

YEARLY LOW

0.0055 ZAR

YEARLY AVERAGE

0.0062 ZAR

2013 BIF to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BIF to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.0068. Conversely, the yearly low was recorded on January 1, dropping to 0.0055.

This high-to-low spread represents a total annual volatility of 0.0013 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.0058 to the December average rate of 0.0067, the exchange rate registered a net change of 15.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0068 was up 8.07% compared to the 2012 peak of 0.0063, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 34 ZAR

2012 Average 29 ZAR

Yearly Trough Low 28 ZAR

Transaction Impact: A difference of 6.40 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0068

0.0056

JanuMarcMayJulySeptNove

BIF to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0059, compared to 0.0065 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0059

H2 Avg (Jul–Dec) 0.0065

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0008 ZAR (High: 0.0065 / Low: 0.0057). On the other end, November was the most stable month, with a tight range of 0.0002 ZAR (High: 0.0067 / Low: 0.0065).

May Spread (Volatile) ±0.0008

November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0001 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0067) against the same month in 2012 (average: 0.0057), the exchange rate shifted by +0.0010 (+18.36%).

2013 Avg (December) 0.0067

2012 Avg (December) 0.0057

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0060	0.0055	0.0058
February	0.0058	0.0056	0.0057
March	0.0061	0.0057	0.0059
April	0.0059	0.0057	0.0058
May	0.0065	0.0057	0.0059
June	0.0066	0.0063	0.0064
July	0.0066	0.0063	0.0064
August	0.0068	0.0064	0.0065
September	0.0067	0.0063	0.0065
October	0.0065	0.0063	0.0064
November	0.0067	0.0065	0.0066
December	0.0068	0.0066	0.0067