YEARLY HIGH
3.4243 ZMK
YEARLY LOW
3.3341 ZMK
YEARLY AVERAGE
3.3829 ZMK

2014 BIF to ZMK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BIF to ZMK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 4, valuing the pair at 3.4243. Conversely, the yearly low was recorded on October 12, dropping to 3.3341.

This high-to-low spread represents a total annual volatility of 0.0902 ZMK. From a start-to-finish perspective, comparing the January average rate of 3.3898 to the December average rate of 3.3561, the exchange rate registered a net change of -0.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.4243 was down 1.83% compared to the 2013 peak of 3.4880, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 17,121 ZMK
2013 Average 16,885 ZMK
Yearly Trough Low 16,670 ZMK
Transaction Impact: A difference of 450.97 ZMK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.4003
3.3521
JanuMarcMayJulySeptNove

BIF to ZMK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3896, compared to 3.3763 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0132 points.

H1 Avg (Jan–Jun) 3.3896
H2 Avg (Jul–Dec) 3.3763

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.0902 ZMK (High: 3.4243 / Low: 3.3341). On the other end, November was the most stable month, with a tight range of 0.0245 ZMK (High: 3.3761 / Low: 3.3516).

October Spread (Volatile) ±0.0902
November Spread (Stable) ±0.0245

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0223 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0223

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 3.3684) against the same month in 2013 (average: 3.3906), the exchange rate shifted by -0.0223 (-0.66%).

2014 Avg (October) 3.3684
2013 Avg (October) 3.3906

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4096 3.3765 3.3898
February 3.4196 3.3633 3.3843
March 3.3948 3.3580 3.3810
April 3.4040 3.3791 3.3910
May 3.4071 3.3787 3.3949
June 3.4090 3.3782 3.3963
July 3.4190 3.3752 3.3911
August 3.4078 3.3760 3.3895
September 3.4061 3.3718 3.3907
October 3.4243 3.3341 3.3684
November 3.3761 3.3516 3.3622
December 3.3785 3.3349 3.3561