YEARLY HIGH
4.4425 MYR
YEARLY LOW
4.0370 MYR
YEARLY AVERAGE
4.2014 MYR

2020 BMD to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BMD to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 4.4425. Conversely, the yearly low was recorded on December 30, dropping to 4.0370.

This high-to-low spread represents a total annual volatility of 0.4055 MYR. From a start-to-finish perspective, comparing the January average rate of 4.0781 to the December average rate of 4.0564, the exchange rate registered a net change of -0.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.4425 was up 5.23% compared to the 2019 peak of 4.2216, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 22,213 MYR
2019 Average 20,709 MYR
Yearly Trough Low 20,185 MYR
Transaction Impact: A difference of 2,027.50 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.3790
4.0271
JanuMarcMayJulySeptNove

BMD to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.2493, compared to 4.1536 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0957 points.

H1 Avg (Jan–Jun) 4.2493
H2 Avg (Jul–Dec) 4.1536

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2810 MYR (High: 4.4425 / Low: 4.1615). On the other end, October was the most stable month, with a tight range of 0.0240 MYR (High: 4.1655 / Low: 4.1415).

March Spread (Volatile) ±0.2810
October Spread (Stable) ±0.0240

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0768 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0768

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 4.2960) against the same month in 2019 (average: 4.0790), the exchange rate shifted by +0.2169 (+5.32%).

2020 Avg (March) 4.2960
2019 Avg (March) 4.0790

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.1025 4.0551 4.0781
February 4.2345 4.0961 4.1588
March 4.4425 4.1615 4.2960
April 4.3955 4.2980 4.3497
May 4.3635 4.2975 4.3390
June 4.3145 4.2495 4.2739
July 4.2875 4.2395 4.2652
August 4.2400 4.1655 4.1883
September 4.1715 4.1145 4.1494
October 4.1655 4.1415 4.1518
November 4.1680 4.0675 4.1105
December 4.0755 4.0370 4.0564