2013 BMD to NGN Historical Review

YEARLY HIGH

163.8915 NGN

YEARLY LOW

155.4822 NGN

YEARLY AVERAGE

159.2494 NGN

2013 BMD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BMD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 5, valuing the pair at 163.8915. Conversely, the yearly low was recorded on January 10, dropping to 155.4822.

This high-to-low spread represents a total annual volatility of 8.4093 NGN. From a start-to-finish perspective, comparing the January average rate of 156.7772 to the December average rate of 159.1407, the exchange rate registered a net change of 1.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 163.8915 was up 0.42% compared to the 2012 peak of 163.1999, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 819,458 NGN

2012 Average 793,820 NGN

Yearly Trough Low 777,411 NGN

Transaction Impact: A difference of 42,046.60 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

162.4597

156.2606

JanuMarcMayJulySeptNove

BMD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 158.1867, compared to 160.3120 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.1254 points.

H1 Avg (Jan–Jun) 158.1867

H2 Avg (Jul–Dec) 160.3120

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 4.3910 NGN (High: 162.4991 / Low: 158.1081). On the other end, November was the most stable month, with a tight range of 0.8589 NGN (High: 159.1864 / Low: 158.3275).

June Spread (Volatile) ±4.3910

November Spread (Stable) ±0.8589

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.9965 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.9965

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2013: 161.9431) against the same month in 2012 (average: 157.6242), the exchange rate shifted by +4.3189 (+2.74%).

2013 Avg (September) 161.9431

2012 Avg (September) 157.6242

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	157.3437	155.4822	156.7772
February	158.4690	157.0412	157.4504
March	159.1999	157.4975	158.3806
April	159.2872	157.2830	158.2240
May	158.4986	157.3847	158.0450
June	162.4991	158.1081	160.2427
July	162.3661	160.3281	161.1144
August	162.8430	159.5599	160.9493
September	163.8915	159.8480	161.9431
October	161.4430	158.6757	159.9466
November	159.1864	158.3275	158.7783
December	161.1790	158.1340	159.1407