YEARLY HIGH
179.1818 PKR
YEARLY LOW
151.1972 PKR
YEARLY AVERAGE
162.9189 PKR

2021 BMD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BMD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 179.1818. Conversely, the yearly low was recorded on May 9, dropping to 151.1972.

This high-to-low spread represents a total annual volatility of 27.9846 PKR. From a start-to-finish perspective, comparing the January average rate of 160.5977 to the December average rate of 177.5499, the exchange rate registered a net change of 10.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 179.1818 was up 6.10% compared to the 2020 peak of 168.8842, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 895,909 PKR
2020 Average 809,199 PKR
Yearly Trough Low 755,986 PKR
Transaction Impact: A difference of 139,922.97 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

179.9883
150.7267
JanuMarcMayJulySeptNove

BMD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 156.4943, compared to 169.3435 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 12.8491 points.

H1 Avg (Jan–Jun) 156.4943
H2 Avg (Jul–Dec) 169.3435

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 7.0350 PKR (High: 176.5985 / Low: 169.5634). On the other end, January was the most stable month, with a tight range of 1.0273 PKR (High: 161.1362 / Low: 160.1088).

November Spread (Volatile) ±7.0350
January Spread (Stable) ±1.0273

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.2592 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -3.2592

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 177.5499) against the same month in 2020 (average: 160.2820), the exchange rate shifted by +17.2678 (+10.77%).

2021 Avg (December) 177.5499
2020 Avg (December) 160.2820

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 161.1362 160.1088 160.5977
February 160.4689 157.7544 159.3869
March 157.9916 152.6404 156.1276
April 154.3500 152.5484 153.1652
May 155.2558 151.1972 153.2778
June 158.2649 154.4000 156.4106
July 162.5891 157.0688 159.9949
August 166.7348 162.5891 164.7454
September 170.8842 167.0922 168.4653
October 175.1237 170.5000 171.9395
November 176.5985 169.5634 173.3658
December 179.1818 175.2971 177.5499