YEARLY HIGH
2327.4647 TZS
YEARLY LOW
2290.3158 TZS
YEARLY AVERAGE
2315.0189 TZS

2020 BMD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BMD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 11, valuing the pair at 2327.4647. Conversely, the yearly low was recorded on March 29, dropping to 2290.3158.

This high-to-low spread represents a total annual volatility of 37.1489 TZS. From a start-to-finish perspective, comparing the January average rate of 2303.8552 to the December average rate of 2319.1799, the exchange rate registered a net change of 0.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2327.4647 was down 1.56% compared to the 2019 peak of 2364.2487, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 11,637,323 TZS
2019 Average 11,535,237 TZS
Yearly Trough Low 11,451,579 TZS
Transaction Impact: A difference of 185,744.45 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2324.4030
2301.9872
JanuMarcMayJulySeptNove

BMD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2309.8624, compared to 2320.1753 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.3129 points.

H1 Avg (Jan–Jun) 2309.8624
H2 Avg (Jul–Dec) 2320.1753

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 26.6541 TZS (High: 2316.9699 / Low: 2290.3158). On the other end, December was the most stable month, with a tight range of 2.3370 TZS (High: 2320.0493 / Low: 2317.7123).

March Spread (Volatile) ±26.6541
December Spread (Stable) ±2.3370

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 4.5520 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -4.5520

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 2322.5351) against the same month in 2019 (average: 2299.4500), the exchange rate shifted by +23.0851 (+1.00%).

2020 Avg (August) 2322.5351
2019 Avg (August) 2299.4500

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2309.1943 2296.4490 2303.8552
February 2312.1965 2298.9000 2309.1624
March 2316.9699 2290.3158 2304.6104
April 2320.2203 2300.5009 2312.9956
May 2315.7250 2298.9137 2312.8519
June 2318.0000 2313.1751 2315.6990
July 2326.0320 2318.2730 2320.6050
August 2327.4647 2313.9350 2322.5351
September 2323.1701 2318.6578 2320.0650
October 2325.7495 2318.0000 2319.7335
November 2320.2307 2316.1667 2318.9335
December 2320.0493 2317.7123 2319.1799