2015 BMD to ZAR Historical Review

YEARLY HIGH

15.8878 ZAR

YEARLY LOW

11.3030 ZAR

YEARLY AVERAGE

12.7671 ZAR

2015 BMD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BMD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 15.8878. Conversely, the yearly low was recorded on February 5, dropping to 11.3030.

This high-to-low spread represents a total annual volatility of 4.5848 ZAR. From a start-to-finish perspective, comparing the January average rate of 11.5621 to the December average rate of 15.0513, the exchange rate registered a net change of 30.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 15.8878 was up 35.93% compared to the 2014 peak of 11.6883, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 79,439 ZAR

2014 Average 54,228 ZAR

Yearly Trough Low 56,515 ZAR

Transaction Impact: A difference of 22,924.04 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

15.4002

11.2132

JanuMarcMayJulySeptNove

BMD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.9155, compared to 13.6187 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.7032 points.

H1 Avg (Jan–Jun) 11.9155

H2 Avg (Jul–Dec) 13.6187

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 1.5253 ZAR (High: 15.8878 / Low: 14.3624). On the other end, January was the most stable month, with a tight range of 0.3120 ZAR (High: 11.7188 / Low: 11.4068).

December Spread (Volatile) ±1.5253

January Spread (Stable) ±0.3120

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1563 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1563

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 15.0513) against the same month in 2014 (average: 11.4979), the exchange rate shifted by +3.5534 (+30.90%).

2015 Avg (December) 15.0513

2014 Avg (December) 11.4979

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.7188	11.4068	11.5621
February	11.7834	11.3030	11.5896
March	12.4778	11.6609	12.0783
April	12.2033	11.7802	11.9916
May	12.1577	11.7787	11.9664
June	12.6020	12.1151	12.3049
July	12.6755	12.2386	12.4515
August	13.3033	12.6348	12.8986
September	14.0378	13.3111	13.6568
October	13.9185	13.0863	13.5005
November	14.4333	13.7671	14.1536
December	15.8878	14.3624	15.0513