YEARLY HIGH
4.8942 HKD
YEARLY LOW
4.4719 HKD
YEARLY AVERAGE
4.7023 HKD

2021 BAM to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 4.8942. Conversely, the yearly low was recorded on November 24, dropping to 4.4719.

This high-to-low spread represents a total annual volatility of 0.4223 HKD. From a start-to-finish perspective, comparing the January average rate of 4.8256 to the December average rate of 4.5072, the exchange rate registered a net change of -6.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.8942 was up 0.56% compared to the 2020 peak of 4.8671, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 24,471 HKD
2020 Average 22,630 HKD
Yearly Trough Low 22,360 HKD
Transaction Impact: A difference of 2,111.55 HKD purely based on transaction execution date.

āĻĒā§āϰāĻŦāĻŖāϤāĻžāϰ āϚāĻŋāĻ¤ā§āϰāĻžāϝāĻŧāύ

2021 āϏāĻžāϞ āϜ⧁āĻĄāĻŧ⧇ āĻŽāĻžāϏāĻŋāĻ• āĻ—āĻĄāĻŧ āĻ“āĻ āĻžāύāĻžāĻŽāĻžāĨ¤

4.8575
4.4753
JanuMarcMayJulySeptNove

BAM to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.7816, compared to 4.6230 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1586 points.

H1 Avg (Jan–Jun) 4.7816
H2 Avg (Jul–Dec) 4.6230

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.1476 HKD (High: 4.8132 / Low: 4.6656). On the other end, December was the most stable month, with a tight range of 0.0343 HKD (High: 4.5184 / Low: 4.4840).

April Spread (Volatile) Âą0.1476
December Spread (Stable) Âą0.0343

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0817 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0817

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 4.8256) against the same month in 2020 (average: 4.4130), the exchange rate shifted by +0.4126 (+9.35%).

2021 Avg (January) 4.8256
2020 Avg (January) 4.4130

āĻŽāĻžāϏāĻŋāĻ• āĻŦāĻŋāĻļā§āϞ⧇āώāĻŖ

āĻĒā§āϰāϤāĻŋāϟāĻŋ āĻ•ā§āϝāĻžāϞ⧇āĻ¨ā§āĻĄāĻžāϰ āĻŽāĻžāϏ⧇āϰ āĻĒāϰāĻŋāϏāĻ‚āĻ–ā§āϝāĻžāύāĻ—āϤ āϏāĻžāϰāϏāĻ‚āĻ•ā§āώ⧇āĻĒāĨ¤

Month High Low Average
January 4.8942 4.7819 4.8256
February 4.8237 4.7485 4.7924
March 4.7832 4.6643 4.7242
April 4.8132 4.6656 4.7440
May 4.8635 4.7720 4.8212
June 4.8489 4.7228 4.7821
July 4.7382 4.6739 4.7004
August 4.7298 4.6509 4.6844
September 4.7198 4.6064 4.6861
October 4.6350 4.5965 4.6164
November 4.6159 4.4719 4.5438
December 4.5184 4.4840 4.5072