YEARLY HIGH
25.6525 PHP
YEARLY LOW
23.7480 PHP
YEARLY AVERAGE
24.6338 PHP

2021 BBD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BBD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 25.6525. Conversely, the yearly low was recorded on May 9, dropping to 23.7480.

This high-to-low spread represents a total annual volatility of 1.9045 PHP. From a start-to-finish perspective, comparing the January average rate of 24.0377 to the December average rate of 25.1580, the exchange rate registered a net change of 4.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 25.6525 was down 0.86% compared to the 2020 peak of 25.8750, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 128,263 PHP
2020 Average 124,014 PHP
Yearly Trough Low 118,740 PHP
Transaction Impact: A difference of 9,522.67 PHP purely based on transaction execution date.

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25.4942
23.8012
JanuMarcMayJulySeptNove

BBD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.1171, compared to 25.1504 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0333 points.

H1 Avg (Jan–Jun) 24.1171
H2 Avg (Jul–Dec) 25.1504

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.9504 PHP (High: 25.3638 / Low: 24.4134). On the other end, March was the most stable month, with a tight range of 0.1884 PHP (High: 24.3503 / Low: 24.1619).

August Spread (Volatile) Âą0.9504
March Spread (Stable) Âą0.1884

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2783 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.2783

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 25.1580) against the same month in 2020 (average: 24.0414), the exchange rate shifted by +1.1165 (+4.64%).

2021 Avg (December) 25.1580
2020 Avg (December) 24.0414

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Month High Low Average
January 24.1694 23.9394 24.0377
February 24.4853 23.9613 24.1477
March 24.3503 24.1619 24.2680
April 24.3147 24.1199 24.2205
May 24.1200 23.7480 23.9422
June 24.4140 23.8077 24.0867
July 25.4678 24.5550 25.0173
August 25.3638 24.4134 25.0982
September 25.5684 24.8649 25.1011
October 25.4312 25.1577 25.3531
November 25.3600 24.9076 25.1750
December 25.6525 24.9300 25.1580