YEARLY HIGH
0.0543 ALL
YEARLY LOW
0.0509 ALL
YEARLY AVERAGE
0.0524 ALL

2021 BIF to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0543. Conversely, the yearly low was recorded on May 25, dropping to 0.0509.

This high-to-low spread represents a total annual volatility of 0.0034 ALL. From a start-to-finish perspective, comparing the January average rate of 0.0521 to the December average rate of 0.0535, the exchange rate registered a net change of 2.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0543 was down 19.11% compared to the 2020 peak of 0.0671, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 271 ALL
2020 Average 284 ALL
Yearly Trough Low 254 ALL
Transaction Impact: A difference of 16.97 ALL purely based on transaction execution date.

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0.0539
0.0513
JanuMarcMayJulySeptNove

BIF to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0522, compared to 0.0527 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0522
H2 Avg (Jul–Dec) 0.0527

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0020 ALL (High: 0.0538 / Low: 0.0518). On the other end, July was the most stable month, with a tight range of 0.0008 ALL (High: 0.0525 / Low: 0.0517).

April Spread (Volatile) Âą0.0020
July Spread (Stable) Âą0.0008

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0013 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0537) against the same month in 2020 (average: 0.0539), the exchange rate shifted by -0.0002 (-0.41%).

2021 Avg (November) 0.0537
2020 Avg (November) 0.0539

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Month High Low Average
January 0.0527 0.0517 0.0521
February 0.0529 0.0520 0.0524
March 0.0538 0.0525 0.0530
April 0.0538 0.0518 0.0527
May 0.0525 0.0509 0.0515
June 0.0521 0.0510 0.0515
July 0.0525 0.0517 0.0522
August 0.0526 0.0515 0.0521
September 0.0528 0.0516 0.0519
October 0.0530 0.0521 0.0527
November 0.0543 0.0531 0.0537
December 0.0539 0.0531 0.0535