YEARLY HIGH
0.1034 LKR
YEARLY LOW
0.0955 LKR
YEARLY AVERAGE
0.1005 LKR

2021 BIF to LKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to LKR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 8, valuing the pair at 0.1034. Conversely, the yearly low was recorded on January 3, dropping to 0.0955.

This high-to-low spread represents a total annual volatility of 0.0080 LKR. From a start-to-finish perspective, comparing the January average rate of 0.0984 to the December average rate of 0.1013, the exchange rate registered a net change of 3.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1034 was up 1.15% compared to the 2020 peak of 0.1023, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 517 LKR
2020 Average 484 LKR
Yearly Trough Low 477 LKR
Transaction Impact: A difference of 39.85 LKR purely based on transaction execution date.

āĻĒā§āϰāĻŦāĻŖāϤāĻžāϰ āϚāĻŋāĻ¤ā§āϰāĻžāϝāĻŧāύ

2021 āϏāĻžāϞ āϜ⧁āĻĄāĻŧ⧇ āĻŽāĻžāϏāĻŋāĻ• āĻ—āĻĄāĻŧ āĻ“āĻ āĻžāύāĻžāĻŽāĻžāĨ¤

0.1017
0.0981
JanuMarcMayJulySeptNove

BIF to LKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1001, compared to 0.1008 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.1001
H2 Avg (Jul–Dec) 0.1008

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0062 LKR (High: 0.1017 / Low: 0.0955). On the other end, August was the most stable month, with a tight range of 0.0005 LKR (High: 0.1007 / Low: 0.1003).

January Spread (Volatile) Âą0.0062
August Spread (Stable) Âą0.0005

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0010 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.1012) against the same month in 2020 (average: 0.1011), the exchange rate shifted by +0.0001 (+0.09%).

2021 Avg (April) 0.1012
2020 Avg (April) 0.1011

āĻŽāĻžāϏāĻŋāĻ• āĻŦāĻŋāĻļā§āϞ⧇āώāĻŖ

āĻĒā§āϰāϤāĻŋāϟāĻŋ āĻ•ā§āϝāĻžāϞ⧇āĻ¨ā§āĻĄāĻžāϰ āĻŽāĻžāϏ⧇āϰ āĻĒāϰāĻŋāϏāĻ‚āĻ–ā§āϝāĻžāύāĻ—āϤ āϏāĻžāϰāϏāĻ‚āĻ•ā§āώ⧇āĻĒāĨ¤

Month High Low Average
January 0.1017 0.0955 0.0984
February 0.1010 0.0987 0.0997
March 0.1020 0.0997 0.1009
April 0.1034 0.0981 0.1012
May 0.1013 0.0995 0.1002
June 0.1006 0.0999 0.1003
July 0.1007 0.1002 0.1005
August 0.1007 0.1003 0.1006
September 0.1015 0.1001 0.1004
October 0.1014 0.1001 0.1008
November 0.1018 0.1009 0.1014
December 0.1017 0.1010 0.1013