YEARLY HIGH
0.0398 RUB
YEARLY LOW
0.0349 RUB
YEARLY AVERAGE
0.0373 RUB

2021 BIF to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on April 10, valuing the pair at 0.0398. Conversely, the yearly low was recorded on October 26, dropping to 0.0349.

This high-to-low spread represents a total annual volatility of 0.0049 RUB. From a start-to-finish perspective, comparing the January average rate of 0.0383 to the December average rate of 0.0370, the exchange rate registered a net change of -3.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0398 was down 7.04% compared to the 2020 peak of 0.0428, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 199 RUB
2020 Average 189 RUB
Yearly Trough Low 174 RUB
Transaction Impact: A difference of 24.70 RUB purely based on transaction execution date.

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0.0393
0.0355
JanuMarcMayJulySeptNove

BIF to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0379, compared to 0.0367 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0379
H2 Avg (Jul–Dec) 0.0367

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0024 RUB (High: 0.0379 / Low: 0.0355). On the other end, December was the most stable month, with a tight range of 0.0006 RUB (High: 0.0373 / Low: 0.0367).

November Spread (Volatile) Âą0.0024
December Spread (Stable) Âą0.0006

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0014 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.0389) against the same month in 2020 (average: 0.0395), the exchange rate shifted by -0.0006 (-1.48%).

2021 Avg (April) 0.0389
2020 Avg (April) 0.0395

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Month High Low Average
January 0.0392 0.0376 0.0383
February 0.0393 0.0376 0.0381
March 0.0392 0.0372 0.0381
April 0.0398 0.0380 0.0389
May 0.0384 0.0371 0.0376
June 0.0372 0.0363 0.0367
July 0.0377 0.0369 0.0373
August 0.0375 0.0367 0.0371
September 0.0370 0.0363 0.0367
October 0.0366 0.0349 0.0358
November 0.0379 0.0355 0.0366
December 0.0373 0.0367 0.0370