YEARLY HIGH
0.0147 UAH
YEARLY LOW
0.0131 UAH
YEARLY AVERAGE
0.0138 UAH

2021 BIF to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0147. Conversely, the yearly low was recorded on November 6, dropping to 0.0131.

This high-to-low spread represents a total annual volatility of 0.0016 UAH. From a start-to-finish perspective, comparing the January average rate of 0.0145 to the December average rate of 0.0136, the exchange rate registered a net change of -6.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0147 was down 1.77% compared to the 2020 peak of 0.0149, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 73 UAH
2020 Average 70 UAH
Yearly Trough Low 65 UAH
Transaction Impact: A difference of 7.96 UAH purely based on transaction execution date.

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0.0146
0.0131
JanuMarcMayJulySeptNove

BIF to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0142, compared to 0.0135 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0142
H2 Avg (Jul–Dec) 0.0135

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0006 UAH (High: 0.0137 / Low: 0.0131). On the other end, August was the most stable month, with a tight range of 0.0002 UAH (High: 0.0136 / Low: 0.0134).

November Spread (Volatile) Âą0.0006
August Spread (Stable) Âą0.0002

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0145) against the same month in 2020 (average: 0.0128), the exchange rate shifted by +0.0017 (+13.03%).

2021 Avg (January) 0.0145
2020 Avg (January) 0.0128

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Month High Low Average
January 0.0147 0.0144 0.0145
February 0.0144 0.0142 0.0143
March 0.0144 0.0141 0.0142
April 0.0144 0.0141 0.0143
May 0.0142 0.0139 0.0140
June 0.0139 0.0136 0.0138
July 0.0138 0.0135 0.0137
August 0.0136 0.0134 0.0135
September 0.0136 0.0134 0.0134
October 0.0134 0.0131 0.0132
November 0.0137 0.0131 0.0133
December 0.0137 0.0135 0.0136