YEARLY HIGH
45.8879 PHP
YEARLY LOW
42.2847 PHP
YEARLY AVERAGE
43.9946 PHP

2025 BND to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BND to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 45.8879. Conversely, the yearly low was recorded on May 6, dropping to 42.2847.

This high-to-low spread represents a total annual volatility of 3.6033 PHP. From a start-to-finish perspective, comparing the January average rate of 42.9179 to the December average rate of 45.5836, the exchange rate registered a net change of 6.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 45.8879 was up 3.35% compared to the 2024 peak of 44.4018, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 229,440 PHP
2024 Average 214,419 PHP
Yearly Trough Low 211,423 PHP
Transaction Impact: A difference of 18,016.44 PHP purely based on transaction execution date.

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45.8515
42.6372
JanuMarcMayJulySeptNove

BND to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.1192, compared to 44.8700 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.7508 points.

H1 Avg (Jan–Jun) 43.1192
H2 Avg (Jul–Dec) 44.8700

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 1.3614 PHP (High: 44.5131 / Low: 43.1517). On the other end, November was the most stable month, with a tight range of 0.5039 PHP (High: 45.3672 / Low: 44.8633).

June Spread (Volatile) Âą1.3614
November Spread (Stable) Âą0.5039

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0826 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0826

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 45.5836) against the same month in 2024 (average: 43.2793), the exchange rate shifted by +2.3043 (+5.32%).

2025 Avg (December) 45.5836
2024 Avg (December) 43.2793

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Month High Low Average
January 43.4581 42.4795 42.9179
February 43.3132 42.3871 43.0548
March 43.1838 42.6587 42.9722
April 43.3953 42.4388 42.9596
May 43.2298 42.2847 42.9051
June 44.5131 43.1517 43.9057
July 44.9233 44.1503 44.4099
August 45.1840 43.8411 44.4343
September 45.1838 43.9754 44.5713
October 45.5918 44.6974 45.0274
November 45.3672 44.8633 45.1937
December 45.8879 45.0475 45.5836