2021 BOB to HRK Historical Review

YEARLY HIGH

0.9740 HRK

YEARLY LOW

0.8828 HRK

YEARLY AVERAGE

0.9223 HRK

2021 BOB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.9740. Conversely, the yearly low was recorded on June 7, dropping to 0.8828.

This high-to-low spread represents a total annual volatility of 0.0912 HRK. From a start-to-finish perspective, comparing the January average rate of 0.9019 to the December average rate of 0.9643, the exchange rate registered a net change of 6.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.9740 was down 6.15% compared to the 2020 peak of 1.0378, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 4,870 HRK

2020 Average 4,790 HRK

Yearly Trough Low 4,414 HRK

Transaction Impact: A difference of 456.13 HRK purely based on transaction execution date.

প্রবণতার চিত্রায়ন

2021 সাল জুড়ে মাসিক গড় ওঠানামা।

0.9710

0.8909

JanuMarcMayJulySeptNove

BOB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9076, compared to 0.9371 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0295 points.

H1 Avg (Jan–Jun) 0.9076

H2 Avg (Jul–Dec) 0.9371

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0364 HRK (High: 0.9740 / Low: 0.9376). On the other end, October was the most stable month, with a tight range of 0.0116 HRK (High: 0.9432 / Low: 0.9317).

November Spread (Volatile) ±0.0364

October Spread (Stable) ±0.0116

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0190 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0190

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.9556) against the same month in 2020 (average: 0.9257), the exchange rate shifted by +0.0299 (+3.23%).

2021 Avg (November) 0.9556

2020 Avg (November) 0.9257

মাসিক বিশ্লেষণ

প্রতিটি ক্যালেন্ডার মাসের পরিসংখ্যানগত সারসংক্ষেপ।

Month	High	Low	Average
January	0.9095	0.8918	0.9019
February	0.9155	0.9013	0.9064
March	0.9345	0.9081	0.9224
April	0.9327	0.9014	0.9166
May	0.9106	0.8886	0.8976
June	0.9157	0.8828	0.9006
July	0.9293	0.9117	0.9191
August	0.9291	0.9142	0.9227
September	0.9374	0.9142	0.9225
October	0.9432	0.9317	0.9382
November	0.9740	0.9376	0.9556
December	0.9701	0.9583	0.9643

2021 BOB থেকে HRK-এর ঐতিহাসিক পর্যালোচনা