YEARLY HIGH
14.8204 HTG
YEARLY LOW
10.3507 HTG
YEARLY AVERAGE
12.9898 HTG

2021 BOB to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 14.8204. Conversely, the yearly low was recorded on January 12, dropping to 10.3507.

This high-to-low spread represents a total annual volatility of 4.4697 HTG. From a start-to-finish perspective, comparing the January average rate of 10.5875 to the December average rate of 14.5844, the exchange rate registered a net change of 37.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 14.8204 was down 9.45% compared to the 2020 peak of 16.3664, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 74,102 HTG
2020 Average 68,122 HTG
Yearly Trough Low 51,753 HTG
Transaction Impact: A difference of 22,348.59 HTG purely based on transaction execution date.

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14.9840
10.1879
JanuMarcMayJulySeptNove

BOB to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.7647, compared to 14.2149 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.4502 points.

H1 Avg (Jan–Jun) 11.7647
H2 Avg (Jul–Dec) 14.2149

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.9051 HTG (High: 13.2730 / Low: 12.3679). On the other end, November was the most stable month, with a tight range of 0.2234 HTG (High: 14.4245 / Low: 14.2011).

May Spread (Volatile) Âą0.9051
November Spread (Stable) Âą0.2234

Growth Streaks & Declines

Trends

Between January and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0792 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0792

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 14.5844) against the same month in 2020 (average: 10.1446), the exchange rate shifted by +4.4398 (+43.76%).

2021 Avg (December) 14.5844
2020 Avg (December) 10.1446

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Month High Low Average
January 10.7632 10.3507 10.5875
February 11.0270 10.4146 10.6762
March 11.6173 10.9123 11.3226
April 12.3933 11.5094 11.9004
May 13.2730 12.3679 12.7859
June 13.6132 12.9427 13.3157
July 13.9093 13.1599 13.6821
August 14.4099 13.5527 14.0898
September 14.5032 13.9029 14.2232
October 14.6272 14.1462 14.3947
November 14.4245 14.2011 14.3155
December 14.8204 14.3057 14.5844