YEARLY HIGH
3373.9497 VND
YEARLY LOW
3274.6374 VND
YEARLY AVERAGE
3322.7603 VND

2021 BOB to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 3373.9497. Conversely, the yearly low was recorded on October 28, dropping to 3274.6374.

This high-to-low spread represents a total annual volatility of 99.3124 VND. From a start-to-finish perspective, comparing the January average rate of 3352.2330 to the December average rate of 3321.2325, the exchange rate registered a net change of -0.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 3373.9497 was down 1.95% compared to the 2020 peak of 3441.0121, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 16,869,749 VND
2020 Average 16,820,887 VND
Yearly Trough Low 16,373,187 VND
Transaction Impact: A difference of 496,561.76 VND purely based on transaction execution date.

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3358.6889
3281.2184
JanuMarcMayJulySeptNove

BOB to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3337.2713, compared to 3308.2493 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 29.0220 points.

H1 Avg (Jan–Jun) 3337.2713
H2 Avg (Jul–Dec) 3308.2493

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 73.9894 VND (High: 3361.8070 / Low: 3287.8176). On the other end, September was the most stable month, with a tight range of 25.7282 VND (High: 3312.1039 / Low: 3286.3756).

June Spread (Volatile) Âą73.9894
September Spread (Stable) Âą25.7282

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 20.9681 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -20.9681

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 3352.2330) against the same month in 2020 (average: 3350.8088), the exchange rate shifted by +1.4242 (+0.04%).

2021 Avg (January) 3352.2330
2020 Avg (January) 3350.8088

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Month High Low Average
January 3373.9497 3335.3597 3352.2330
February 3356.2070 3313.4779 3331.3354
March 3355.3209 3312.9060 3337.0607
April 3356.4402 3316.9034 3336.3516
May 3356.5561 3320.4210 3339.8637
June 3361.8070 3287.8176 3326.7836
July 3356.5466 3311.8092 3331.6020
August 3334.4254 3290.1374 3310.6339
September 3312.1039 3286.3756 3300.2207
October 3326.8175 3274.6374 3298.1324
November 3305.1950 3274.7216 3287.6743
December 3349.3678 3291.3277 3321.2325