YEARLY HIGH
30.7592 PHP
YEARLY LOW
28.6528 PHP
YEARLY AVERAGE
29.9329 PHP

2026 BZD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BZD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 30.7592. Conversely, the yearly low was recorded on February 24, dropping to 28.6528.

This high-to-low spread represents a total annual volatility of 2.1064 PHP. From a start-to-finish perspective, comparing the January average rate of 29.4142 to the December average rate of 30.6364, the exchange rate registered a net change of 4.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 30.7592 was up 4.20% compared to the 2025 peak of 29.5185, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 153,796 PHP
2025 Average 143,066 PHP
Yearly Trough Low 143,264 PHP
Transaction Impact: A difference of 10,532.08 PHP purely based on transaction execution date.

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30.8060
28.7712
JanuMarcMayJuly

BZD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 29.8157, compared to 30.6364 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8207 points.

H1 Avg (Jan–Jun) 29.8157
H2 Avg (Jul–Dec) 30.6364

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 1.4479 PHP (High: 30.1962 / Low: 28.7483). On the other end, May was the most stable month, with a tight range of 0.1794 PHP (High: 30.6398 / Low: 30.4604).

March Spread (Volatile) Âą1.4479
May Spread (Stable) Âą0.1794

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.4734 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.4734

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 30.6364) against the same month in 2025 (average: 28.3127), the exchange rate shifted by +2.3237 (+8.21%).

2026 Avg (July) 30.6364
2025 Avg (July) 28.3127

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Month High Low Average
January 29.5861 29.2170 29.4142
February 29.3647 28.6528 28.9407
March 30.1962 28.7483 29.6310
April 30.6416 29.4932 29.9269
May 30.6398 30.4604 30.5646
June 30.7268 29.9523 30.4167
July 30.7592 30.5225 30.6364