YEARLY HIGH
41.1586 PHP
YEARLY LOW
37.3919 PHP
YEARLY AVERAGE
39.2991 PHP

2021 CAD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CAD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 41.1586. Conversely, the yearly low was recorded on February 1, dropping to 37.3919.

This high-to-low spread represents a total annual volatility of 3.7667 PHP. From a start-to-finish perspective, comparing the January average rate of 37.7731 to the December average rate of 39.3097, the exchange rate registered a net change of 4.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 41.1586 was up 4.42% compared to the 2020 peak of 39.4163, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 205,793 PHP
2020 Average 184,992 PHP
Yearly Trough Low 186,959 PHP
Transaction Impact: A difference of 18,833.49 PHP purely based on transaction execution date.

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41.0523
37.4750
JanuMarcMayJulySeptNove

CAD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.6723, compared to 39.9258 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2535 points.

H1 Avg (Jan–Jun) 38.6723
H2 Avg (Jul–Dec) 39.9258

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 1.8045 PHP (High: 40.3465 / Low: 38.5421). On the other end, January was the most stable month, with a tight range of 0.5507 PHP (High: 38.0114 / Low: 37.4606).

December Spread (Volatile) Âą1.8045
January Spread (Stable) Âą0.5507

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.7237 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.7237

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 40.7542) against the same month in 2020 (average: 36.7202), the exchange rate shifted by +4.0340 (+10.99%).

2021 Avg (October) 40.7542
2020 Avg (October) 36.7202

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Month High Low Average
January 38.0114 37.4606 37.7731
February 38.8418 37.3919 38.0378
March 39.2655 38.3034 38.6089
April 39.4128 38.3189 38.7454
May 39.8773 39.0472 39.4884
June 39.6850 38.9139 39.3803
July 40.3134 39.5541 39.9965
August 40.3966 38.7746 39.8338
September 40.4595 39.0964 39.6275
October 41.1586 40.1076 40.7542
November 40.8861 39.4487 40.0334
December 40.3465 38.5421 39.3097