YEARLY HIGH
0.0031 GHS
YEARLY LOW
0.0029 GHS
YEARLY AVERAGE
0.0030 GHS

2021 CDF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CDF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.0031. Conversely, the yearly low was recorded on March 27, dropping to 0.0029.

This high-to-low spread represents a total annual volatility of 0.0002 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0030 to the December average rate of 0.0031, the exchange rate registered a net change of 3.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0031 was down 21.35% compared to the 2020 peak of 0.0039, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 15 GHS
2020 Average 16 GHS
Yearly Trough Low 14 GHS
Transaction Impact: A difference of 1.12 GHS purely based on transaction execution date.

āĻĒā§āϰāĻŦāĻŖāϤāĻžāϰ āϚāĻŋāĻ¤ā§āϰāĻžāϝāĻŧāύ

2021 āϏāĻžāϞ āϜ⧁āĻĄāĻŧ⧇ āĻŽāĻžāϏāĻŋāĻ• āĻ—āĻĄāĻŧ āĻ“āĻ āĻžāύāĻžāĻŽāĻžāĨ¤

0.0031
0.0029
JanuMarcMayJulySeptNove

CDF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0029, compared to 0.0030 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0029
H2 Avg (Jul–Dec) 0.0030

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0001 GHS (High: 0.0031 / Low: 0.0030). On the other end, November was the most stable month, with a tight range of 0.0000 GHS (High: 0.0031 / Low: 0.0030).

October Spread (Volatile) Âą0.0001
November Spread (Stable) Âą0.0000

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0000 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0031) against the same month in 2020 (average: 0.0030), the exchange rate shifted by +0.0001 (+2.03%).

2021 Avg (December) 0.0031
2020 Avg (December) 0.0030

āĻŽāĻžāϏāĻŋāĻ• āĻŦāĻŋāĻļā§āϞ⧇āώāĻŖ

āĻĒā§āϰāϤāĻŋāϟāĻŋ āĻ•ā§āϝāĻžāϞ⧇āĻ¨ā§āĻĄāĻžāϰ āĻŽāĻžāϏ⧇āϰ āĻĒāϰāĻŋāϏāĻ‚āĻ–ā§āϝāĻžāύāĻ—āϤ āϏāĻžāϰāϏāĻ‚āĻ•ā§āώ⧇āĻĒāĨ¤

Month High Low Average
January 0.0030 0.0029 0.0030
February 0.0029 0.0029 0.0029
March 0.0029 0.0029 0.0029
April 0.0029 0.0029 0.0029
May 0.0029 0.0029 0.0029
June 0.0029 0.0029 0.0029
July 0.0030 0.0029 0.0030
August 0.0030 0.0030 0.0030
September 0.0031 0.0030 0.0030
October 0.0031 0.0030 0.0030
November 0.0031 0.0030 0.0031
December 0.0031 0.0030 0.0031