YEARLY HIGH
4.5094 PLN
YEARLY LOW
4.0638 PLN
YEARLY AVERAGE
4.2233 PLN

2021 CHF to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CHF to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 26, valuing the pair at 4.5094. Conversely, the yearly low was recorded on June 2, dropping to 4.0638.

This high-to-low spread represents a total annual volatility of 0.4456 PLN. From a start-to-finish perspective, comparing the January average rate of 4.2011 to the December average rate of 4.4354, the exchange rate registered a net change of 5.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.5094 was up 3.39% compared to the 2020 peak of 4.3614, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 22,547 PLN
2020 Average 20,762 PLN
Yearly Trough Low 20,319 PLN
Transaction Impact: A difference of 2,227.85 PLN purely based on transaction execution date.

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4.4670
4.0869
JanuMarcMayJulySeptNove

CHF to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1458, compared to 4.3007 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1549 points.

H1 Avg (Jan–Jun) 4.1458
H2 Avg (Jul–Dec) 4.3007

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.1786 PLN (High: 4.5094 / Low: 4.3308). On the other end, April was the most stable month, with a tight range of 0.0396 PLN (High: 4.1556 / Low: 4.1160).

November Spread (Volatile) Âą0.1786
April Spread (Stable) Âą0.0396

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0615 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0615

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 4.4238) against the same month in 2020 (average: 4.1703), the exchange rate shifted by +0.2535 (+6.08%).

2021 Avg (November) 4.4238
2020 Avg (November) 4.1703

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Month High Low Average
January 4.2265 4.1599 4.2011
February 4.1695 4.0855 4.1395
March 4.2221 4.1012 4.1563
April 4.1556 4.1160 4.1334
May 4.1742 4.0747 4.1262
June 4.1691 4.0638 4.1186
July 4.2659 4.1135 4.2036
August 4.2767 4.1838 4.2446
September 4.2742 4.1438 4.2061
October 4.3563 4.2434 4.2908
November 4.5094 4.3308 4.4238
December 4.4622 4.3968 4.4354