YEARLY HIGH
60.7210 PHP
YEARLY LOW
4.0196 PHP
YEARLY AVERAGE
34.4550 PHP

2026 ERN to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ERN to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 60.7210. Conversely, the yearly low was recorded on June 16, dropping to 4.0196.

This high-to-low spread represents a total annual volatility of 56.7014 PHP. From a start-to-finish perspective, comparing the January average rate of 59.1438 to the December average rate of 4.1078, the exchange rate registered a net change of -93.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 60.7210 was up 2.21% compared to the 2025 peak of 59.4100, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ERN based on timing:

Yearly Peak High 303,605 PHP
2025 Average 287,458 PHP
Yearly Trough Low 20,098 PHP
Transaction Impact: A difference of 283,506.89 PHP purely based on transaction execution date.

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65.1053
-1.4691
JanuMarcMayJuly

ERN to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 39.5128, compared to 4.1078 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 35.4051 points.

H1 Avg (Jan–Jun) 39.5128
H2 Avg (Jul–Dec) 4.1078

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 56.6423 PHP (High: 60.6950 / Low: 4.0527). On the other end, May was the most stable month, with a tight range of 0.0166 PHP (High: 4.1016 / Low: 4.0850).

April Spread (Volatile) Âą56.6423
May Spread (Stable) Âą0.0166

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 47.9295 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -47.9295

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 59.5574) against the same month in 2025 (average: 57.4116), the exchange rate shifted by +2.1459 (+3.74%).

2026 Avg (March) 59.5574
2025 Avg (March) 57.4116

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Month High Low Average
January 59.5020 58.7800 59.1438
February 59.0300 57.5370 58.1724
March 60.7210 57.7253 59.5574
April 60.6950 4.0527 52.0271
May 4.1016 4.0850 4.0976
June 4.1199 4.0196 4.0788
July 4.1211 4.0957 4.1078