YEARLY HIGH
0.8248 BGN
YEARLY LOW
0.7822 BGN
YEARLY AVERAGE
0.7995 BGN

2021 FJD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the FJD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 19, valuing the pair at 0.8248. Conversely, the yearly low was recorded on January 4, dropping to 0.7822.

This high-to-low spread represents a total annual volatility of 0.0426 BGN. From a start-to-finish perspective, comparing the January average rate of 0.7892 to the December average rate of 0.8128, the exchange rate registered a net change of 2.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8248 was down 0.11% compared to the 2020 peak of 0.8257, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 4,124 BGN
2020 Average 3,956 BGN
Yearly Trough Low 3,911 BGN
Transaction Impact: A difference of 213.17 BGN purely based on transaction execution date.

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0.8190
0.7865
JanuMarcMayJulySeptNove

FJD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7956, compared to 0.8034 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0078 points.

H1 Avg (Jan–Jun) 0.7956
H2 Avg (Jul–Dec) 0.8034

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0194 BGN (High: 0.8149 / Low: 0.7954). On the other end, December was the most stable month, with a tight range of 0.0086 BGN (High: 0.8157 / Low: 0.8071).

October Spread (Volatile) Âą0.0194
December Spread (Stable) Âą0.0086

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0057 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0057

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.8163) against the same month in 2020 (average: 0.7855), the exchange rate shifted by +0.0308 (+3.92%).

2021 Avg (November) 0.8163
2020 Avg (November) 0.7855

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Month High Low Average
January 0.7976 0.7822 0.7892
February 0.8059 0.7901 0.7966
March 0.8130 0.7983 0.8039
April 0.8064 0.7919 0.7985
May 0.8015 0.7865 0.7928
June 0.7993 0.7858 0.7925
July 0.7995 0.7902 0.7949
August 0.8019 0.7878 0.7941
September 0.8004 0.7911 0.7957
October 0.8149 0.7954 0.8067
November 0.8248 0.8102 0.8163
December 0.8157 0.8071 0.8128