YEARLY HIGH
0.2239 BGN
YEARLY LOW
0.2046 BGN
YEARLY AVERAGE
0.2128 BGN

2021 HKD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.2239. Conversely, the yearly low was recorded on January 6, dropping to 0.2046.

This high-to-low spread represents a total annual volatility of 0.0193 BGN. From a start-to-finish perspective, comparing the January average rate of 0.2073 to the December average rate of 0.2219, the exchange rate registered a net change of 7.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2239 was down 5.19% compared to the 2020 peak of 0.2361, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 5,597 BGN
2020 Average 5,530 BGN
Yearly Trough Low 5,115 BGN
Transaction Impact: A difference of 481.28 BGN purely based on transaction execution date.

āĻĒā§āϰāĻŦāĻŖāϤāĻžāϰ āϚāĻŋāĻ¤ā§āϰāĻžāϝāĻŧāύ

2021 āϏāĻžāϞ āϜ⧁āĻĄāĻŧ⧇ āĻŽāĻžāϏāĻŋāĻ• āĻ—āĻĄāĻŧ āĻ“āĻ āĻžāύāĻžāĻŽāĻžāĨ¤

0.2234
0.2058
JanuMarcMayJulySeptNove

HKD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2091, compared to 0.2164 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0073 points.

H1 Avg (Jan–Jun) 0.2091
H2 Avg (Jul–Dec) 0.2164

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0073 BGN (High: 0.2239 / Low: 0.2166). On the other end, July was the most stable month, with a tight range of 0.0019 BGN (High: 0.2139 / Low: 0.2119).

November Spread (Volatile) Âą0.0073
July Spread (Stable) Âą0.0019

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0031 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.2201) against the same month in 2020 (average: 0.2130), the exchange rate shifted by +0.0071 (+3.33%).

2021 Avg (November) 0.2201
2020 Avg (November) 0.2130

āĻŽāĻžāϏāĻŋāĻ• āĻŦāĻŋāĻļā§āϞ⧇āώāĻŖ

āĻĒā§āϰāϤāĻŋāϟāĻŋ āĻ•ā§āϝāĻžāϞ⧇āĻ¨ā§āĻĄāĻžāϰ āĻŽāĻžāϏ⧇āϰ āĻĒāϰāĻŋāϏāĻ‚āĻ–ā§āϝāĻžāύāĻ—āϤ āϏāĻžāϰāϏāĻ‚āĻ•ā§āώ⧇āĻĒāĨ¤

Month High Low Average
January 0.2091 0.2046 0.2073
February 0.2106 0.2071 0.2085
March 0.2149 0.2086 0.2117
April 0.2140 0.2080 0.2105
May 0.2097 0.2056 0.2074
June 0.2126 0.2061 0.2094
July 0.2139 0.2119 0.2128
August 0.2150 0.2119 0.2135
September 0.2169 0.2117 0.2134
October 0.2180 0.2153 0.2168
November 0.2239 0.2166 0.2201
December 0.2230 0.2209 0.2219