YEARLY HIGH
0.0297 XDR
YEARLY LOW
0.0277 XDR
YEARLY AVERAGE
0.0291 XDR

2021 HNL to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 21, valuing the pair at 0.0297. Conversely, the yearly low was recorded on January 6, dropping to 0.0277.

This high-to-low spread represents a total annual volatility of 0.0020 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0286 to the December average rate of 0.0294, the exchange rate registered a net change of 2.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0297 was down 0.48% compared to the 2020 peak of 0.0299, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 149 XDR
2020 Average 145 XDR
Yearly Trough Low 139 XDR
Transaction Impact: A difference of 10.12 XDR purely based on transaction execution date.

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0.0297
0.0285
JanuMarcMayJulySeptNove

HNL to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0288, compared to 0.0294 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0288
H2 Avg (Jul–Dec) 0.0294

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0011 XDR (High: 0.0288 / Low: 0.0277). On the other end, October was the most stable month, with a tight range of 0.0003 XDR (High: 0.0295 / Low: 0.0292).

January Spread (Volatile) Âą0.0011
October Spread (Stable) Âą0.0003

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.0296) against the same month in 2020 (average: 0.0287), the exchange rate shifted by +0.0009 (+3.25%).

2021 Avg (August) 0.0296
2020 Avg (August) 0.0287

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Month High Low Average
January 0.0288 0.0277 0.0286
February 0.0288 0.0285 0.0286
March 0.0292 0.0286 0.0289
April 0.0293 0.0288 0.0291
May 0.0291 0.0287 0.0288
June 0.0293 0.0287 0.0290
July 0.0297 0.0292 0.0294
August 0.0297 0.0292 0.0296
September 0.0295 0.0290 0.0292
October 0.0295 0.0292 0.0293
November 0.0297 0.0292 0.0295
December 0.0296 0.0291 0.0294