YEARLY HIGH
625.1484 COP
YEARLY LOW
552.7900 COP
YEARLY AVERAGE
587.7722 COP

2021 HRK to COP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to COP exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 625.1484. Conversely, the yearly low was recorded on January 18, dropping to 552.7900.

This high-to-low spread represents a total annual volatility of 72.3584 COP. From a start-to-finish perspective, comparing the January average rate of 561.7015 to the December average rate of 596.8790, the exchange rate registered a net change of 6.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 625.1484 was up 3.01% compared to the 2020 peak of 606.8800, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,125,742 COP
2020 Average 2,793,180 COP
Yearly Trough Low 2,763,950 COP
Transaction Impact: A difference of 361,791.92 COP purely based on transaction execution date.

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614.5873
556.8937
JanuMarcMayJulySeptNove

HRK to COP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 578.0212, compared to 597.5233 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 19.5021 points.

H1 Avg (Jan–Jun) 578.0212
H2 Avg (Jul–Dec) 597.5233

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 30.3391 COP (High: 608.2744 / Low: 577.9353). On the other end, September was the most stable month, with a tight range of 15.3011 COP (High: 607.7944 / Low: 592.4933).

November Spread (Volatile) Âą30.3391
September Spread (Stable) Âą15.3011

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 17.3475 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -17.3475

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 609.7795) against the same month in 2020 (average: 595.7377), the exchange rate shifted by +14.0418 (+2.36%).

2021 Avg (August) 609.7795
2020 Avg (August) 595.7377

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Month High Low Average
January 579.2578 552.7900 561.7015
February 576.6578 559.4669 567.6402
March 583.8425 555.4250 566.9959
April 594.6309 564.6973 575.7999
May 615.5247 594.3374 603.2750
June 603.5499 582.4531 592.7147
July 618.1659 591.8786 603.1860
August 625.1484 601.0581 609.7795
September 607.7944 592.4933 600.3968
October 588.5375 572.2639 583.0493
November 608.2744 577.9353 591.8489
December 613.0126 584.4077 596.8790