2025 HRK to PHP Historical Review

YEARLY HIGH

9.2112 PHP

YEARLY LOW

7.9041 PHP

YEARLY AVERAGE

8.6218 PHP

2025 HRK to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 9.2112. Conversely, the yearly low was recorded on January 2, dropping to 7.9041.

This high-to-low spread represents a total annual volatility of 1.3070 PHP. From a start-to-finish perspective, comparing the January average rate of 8.0291 to the December average rate of 9.1490, the exchange rate registered a net change of 13.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 9.2112 was up 8.27% compared to the 2024 peak of 8.5076, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 46,056 PHP

2024 Average 41,130 PHP

Yearly Trough Low 39,521 PHP

Transaction Impact: A difference of 6,535.12 PHP purely based on transaction execution date.

প্রবণতার চিত্রায়ন

2025 সাল জুড়ে মাসিক গড় ওঠানামা।

9.2622

7.9047

JanuMarcMayJulySeptNove

HRK to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.2835, compared to 8.9602 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6767 points.

H1 Avg (Jan–Jun) 8.2835

H2 Avg (Jul–Dec) 8.9602

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.4438 PHP (High: 8.6498 / Low: 8.2061). On the other end, August was the most stable month, with a tight range of 0.1319 PHP (High: 8.8837 / Low: 8.7518).

April Spread (Volatile) ±0.4438

August Spread (Stable) ±0.1319

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1523 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.1523

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 9.1490) against the same month in 2024 (average: 8.1199), the exchange rate shifted by +1.0291 (+12.67%).

2025 Avg (December) 9.1490

2024 Avg (December) 8.1199

মাসিক বিশ্লেষণ

প্রতিটি ক্যালেন্ডার মাসের পরিসংখ্যানগত সারসংক্ষেপ।

Month	High	Low	Average
January	8.1140	7.9041	8.0291
February	8.0836	7.9474	8.0179
March	8.3176	7.9786	8.2259
April	8.6498	8.2061	8.4770
May	8.3996	8.2332	8.3247
June	8.8250	8.4089	8.6261
July	8.9151	8.7556	8.8196
August	8.8837	8.7518	8.8280
September	9.0736	8.8141	8.9194
October	9.1375	8.9325	9.0142
November	9.1031	8.9321	9.0309
December	9.2112	9.0077	9.1490

2025 HRK থেকে PHP-এর ঐতিহাসিক পর্যালোচনা