YEARLY HIGH
5.2720 THB
YEARLY LOW
4.7538 THB
YEARLY AVERAGE
5.0216 THB

2021 HRK to THB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to THB exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 5.2720. Conversely, the yearly low was recorded on February 4, dropping to 4.7538.

This high-to-low spread represents a total annual volatility of 0.5182 THB. From a start-to-finish perspective, comparing the January average rate of 4.8297 to the December average rate of 5.0419, the exchange rate registered a net change of 4.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.2720 was up 6.12% compared to the 2020 peak of 4.9680, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 26,360 THB
2020 Average 23,673 THB
Yearly Trough Low 23,769 THB
Transaction Impact: A difference of 2,591.15 THB purely based on transaction execution date.

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5.2359
4.7549
JanuMarcMayJulySeptNove

HRK to THB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.9160, compared to 5.1271 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2111 points.

H1 Avg (Jan–Jun) 4.9160
H2 Avg (Jul–Dec) 5.1271

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.2240 THB (High: 5.1412 / Low: 4.9172). On the other end, March was the most stable month, with a tight range of 0.0629 THB (High: 4.8630 / Low: 4.8001).

November Spread (Volatile) Âą0.2240
March Spread (Stable) Âą0.0629

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1469 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1469

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 5.1906) against the same month in 2020 (average: 4.9003), the exchange rate shifted by +0.2903 (+5.93%).

2021 Avg (September) 5.1906
2020 Avg (September) 4.9003

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Month High Low Average
January 4.8864 4.7893 4.8297
February 4.8560 4.7538 4.7950
March 4.8630 4.8001 4.8313
April 5.0297 4.8550 4.9498
May 5.1103 4.9594 5.0468
June 5.1008 4.9710 5.0434
July 5.2045 5.0749 5.1453
August 5.2493 5.0741 5.1958
September 5.2720 5.1046 5.1906
October 5.2379 5.0966 5.1679
November 5.1412 4.9172 5.0210
December 5.0846 4.9817 5.0419