YEARLY HIGH
27.3182 BIF
YEARLY LOW
19.5404 BIF
YEARLY AVERAGE
22.2901 BIF

2021 HTG to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 27.3182. Conversely, the yearly low was recorded on December 23, dropping to 19.5404.

This high-to-low spread represents a total annual volatility of 7.7778 BIF. From a start-to-finish perspective, comparing the January average rate of 26.6874 to the December average rate of 19.8529, the exchange rate registered a net change of -25.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 27.3182 was down 12.06% compared to the 2020 peak of 31.0642, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 136,591 BIF
2020 Average 106,265 BIF
Yearly Trough Low 97,702 BIF
Transaction Impact: A difference of 38,889.22 BIF purely based on transaction execution date.

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27.3708
19.1695
JanuMarcMayJulySeptNove

HTG to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.2917, compared to 20.2885 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.0031 points.

H1 Avg (Jan–Jun) 24.2917
H2 Avg (Jul–Dec) 20.2885

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 1.7659 BIF (High: 24.5846 / Low: 22.8187). On the other end, November was the most stable month, with a tight range of 0.3085 BIF (High: 20.3191 / Low: 20.0105).

April Spread (Volatile) Âą1.7659
November Spread (Stable) Âą0.3085

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.4632 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1.4632

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 26.6874) against the same month in 2020 (average: 19.1907), the exchange rate shifted by +7.4967 (+39.06%).

2021 Avg (January) 26.6874
2020 Avg (January) 19.1907

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Month High Low Average
January 27.3182 26.2557 26.6874
February 27.0951 25.5778 26.4571
March 25.9112 24.3535 25.0076
April 24.5846 22.8187 23.7896
May 23.1106 21.5541 22.3264
June 22.1234 21.0794 21.4821
July 21.7873 20.6442 20.9882
August 21.2320 19.9399 20.4008
September 20.7228 19.9003 20.2584
October 20.3793 19.6851 20.0503
November 20.3191 20.0105 20.1807
December 20.2286 19.5404 19.8529