YEARLY HIGH
27.6676 CDF
YEARLY LOW
19.5582 CDF
YEARLY AVERAGE
22.4937 CDF

2021 HTG to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 27.6676. Conversely, the yearly low was recorded on December 26, dropping to 19.5582.

This high-to-low spread represents a total annual volatility of 8.1094 CDF. From a start-to-finish perspective, comparing the January average rate of 27.0554 to the December average rate of 19.8815, the exchange rate registered a net change of -26.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 27.6676 was down 12.10% compared to the 2020 peak of 31.4769, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 138,338 CDF
2020 Average 103,093 CDF
Yearly Trough Low 97,791 CDF
Transaction Impact: A difference of 40,546.88 CDF purely based on transaction execution date.

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27.7728
19.1641
JanuMarcMayJulySeptNove

HTG to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.6351, compared to 20.3523 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.2829 points.

H1 Avg (Jan–Jun) 24.6351
H2 Avg (Jul–Dec) 20.3523

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 1.7140 CDF (High: 24.9721 / Low: 23.2581). On the other end, November was the most stable month, with a tight range of 0.3236 CDF (High: 20.4448 / Low: 20.1212).

April Spread (Volatile) Âą1.7140
November Spread (Stable) Âą0.3236

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.5954 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1.5954

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 27.0554) against the same month in 2020 (average: 17.1733), the exchange rate shifted by +9.8821 (+57.54%).

2021 Avg (January) 27.0554
2020 Avg (January) 17.1733

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Month High Low Average
January 27.6676 26.6081 27.0554
February 27.4993 26.0790 26.8608
March 26.3816 24.7480 25.4235
April 24.9721 23.2581 24.2245
May 23.2934 21.7552 22.6291
June 22.2756 21.2130 21.6175
July 21.9526 20.7039 21.0975
August 21.3321 19.9620 20.4474
September 20.7335 19.9340 20.2839
October 20.4242 19.6606 20.1094
November 20.4448 20.1212 20.2939
December 20.2995 19.5582 19.8815