YEARLY HIGH
6.7172 HRK
YEARLY LOW
6.1271 HRK
YEARLY AVERAGE
6.3672 HRK

2021 IMP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the IMP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 6.7172. Conversely, the yearly low was recorded on January 6, dropping to 6.1271.

This high-to-low spread represents a total annual volatility of 0.5901 HRK. From a start-to-finish perspective, comparing the January average rate of 6.2144 to the December average rate of 6.6537, the exchange rate registered a net change of 7.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 6.7172 was down 6.00% compared to the 2020 peak of 7.1457, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 IMP based on timing:

Yearly Peak High 33,586 HRK
2020 Average 33,063 HRK
Yearly Trough Low 30,636 HRK
Transaction Impact: A difference of 2,950.50 HRK purely based on transaction execution date.

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6.6997
6.1480
JanuMarcMayJulySeptNove

IMP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.2667, compared to 6.4676 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2008 points.

H1 Avg (Jan–Jun) 6.2667
H2 Avg (Jul–Dec) 6.4676

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.2432 HRK (High: 6.7172 / Low: 6.4740). On the other end, December was the most stable month, with a tight range of 0.0805 HRK (High: 6.6905 / Low: 6.6100).

November Spread (Volatile) Âą0.2432
December Spread (Stable) Âą0.0805

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1349 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1349

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 6.5939) against the same month in 2020 (average: 6.3848), the exchange rate shifted by +0.2092 (+3.28%).

2021 Avg (November) 6.5939
2020 Avg (November) 6.3848

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Month High Low Average
January 6.2561 6.1271 6.2144
February 6.3276 6.2235 6.2622
March 6.4572 6.2721 6.3708
April 6.4404 6.2295 6.3289
May 6.2790 6.1347 6.1939
June 6.3240 6.1465 6.2303
July 6.4032 6.3095 6.3441
August 6.4158 6.3123 6.3694
September 6.4730 6.3033 6.3673
October 6.5174 6.4326 6.4770
November 6.7172 6.4740 6.5939
December 6.6905 6.6100 6.6537