YEARLY HIGH
0.1409 PHP
YEARLY LOW
0.1211 PHP
YEARLY AVERAGE
0.1318 PHP

2025 KMF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the KMF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 0.1409. Conversely, the yearly low was recorded on January 2, dropping to 0.1211.

This high-to-low spread represents a total annual volatility of 0.0199 PHP. From a start-to-finish perspective, comparing the January average rate of 0.1228 to the December average rate of 0.1400, the exchange rate registered a net change of 13.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1409 was up 7.85% compared to the 2024 peak of 0.1307, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 705 PHP
2024 Average 629 PHP
Yearly Trough Low 605 PHP
Transaction Impact: A difference of 99.33 PHP purely based on transaction execution date.

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0.1417
0.1209
JanuMarcMayJulySeptNove

KMF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1264, compared to 0.1371 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0107 points.

H1 Avg (Jan–Jun) 0.1264
H2 Avg (Jul–Dec) 0.1371

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0071 PHP (High: 0.1320 / Low: 0.1249). On the other end, August was the most stable month, with a tight range of 0.0024 PHP (High: 0.1362 / Low: 0.1337).

April Spread (Volatile) Âą0.0071
August Spread (Stable) Âą0.0024

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 10 Mo.
Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.1400) against the same month in 2024 (average: 0.1243), the exchange rate shifted by +0.0156 (+12.58%).

2025 Avg (December) 0.1400
2024 Avg (December) 0.1243

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Month High Low Average
January 0.1244 0.1211 0.1228
February 0.1238 0.1212 0.1226
March 0.1274 0.1214 0.1256
April 0.1320 0.1249 0.1278
May 0.1292 0.1261 0.1279
June 0.1345 0.1288 0.1318
July 0.1366 0.1338 0.1348
August 0.1362 0.1337 0.1350
September 0.1390 0.1346 0.1364
October 0.1400 0.1369 0.1379
November 0.1405 0.1372 0.1385
December 0.1409 0.1376 0.1400