YEARLY HIGH
0.4008 GHS
YEARLY LOW
0.3704 GHS
YEARLY AVERAGE
0.3838 GHS

2021 MVR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MVR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.4008. Conversely, the yearly low was recorded on March 14, dropping to 0.3704.

This high-to-low spread represents a total annual volatility of 0.0304 GHS. From a start-to-finish perspective, comparing the January average rate of 0.3800 to the December average rate of 0.3979, the exchange rate registered a net change of 4.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4008 was up 3.68% compared to the 2020 peak of 0.3866, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 2,004 GHS
2020 Average 1,859 GHS
Yearly Trough Low 1,852 GHS
Transaction Impact: A difference of 152.03 GHS purely based on transaction execution date.

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0.4005
0.3694
JanuMarcMayJulySeptNove

MVR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3755, compared to 0.3921 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0167 points.

H1 Avg (Jan–Jun) 0.3755
H2 Avg (Jul–Dec) 0.3921

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0075 GHS (High: 0.3877 / Low: 0.3802). On the other end, April was the most stable month, with a tight range of 0.0026 GHS (High: 0.3752 / Low: 0.3726).

July Spread (Volatile) Âą0.0075
April Spread (Stable) Âą0.0026

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0041 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0041

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.3979) against the same month in 2020 (average: 0.3807), the exchange rate shifted by +0.0171 (+4.50%).

2021 Avg (December) 0.3979
2020 Avg (December) 0.3807

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Month High Low Average
January 0.3831 0.3783 0.3800
February 0.3785 0.3731 0.3761
March 0.3741 0.3704 0.3720
April 0.3752 0.3726 0.3739
May 0.3767 0.3720 0.3745
June 0.3813 0.3740 0.3763
July 0.3877 0.3802 0.3851
August 0.3923 0.3848 0.3895
September 0.3929 0.3857 0.3908
October 0.3951 0.3915 0.3931
November 0.3986 0.3934 0.3965
December 0.4008 0.3936 0.3979