YEARLY HIGH
1475.6188 CDF
YEARLY LOW
1342.7344 CDF
YEARLY AVERAGE
1408.3428 CDF

2021 NZD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 1475.6188. Conversely, the yearly low was recorded on December 20, dropping to 1342.7344.

This high-to-low spread represents a total annual volatility of 132.8844 CDF. From a start-to-finish perspective, comparing the January average rate of 1418.0348 to the December average rate of 1357.4338, the exchange rate registered a net change of -4.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1475.6188 was up 3.75% compared to the 2020 peak of 1422.2770, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 7,378,094 CDF
2020 Average 6,033,085 CDF
Yearly Trough Low 6,713,672 CDF
Transaction Impact: A difference of 664,421.80 CDF purely based on transaction execution date.

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1450.4811
1348.9750
JanuMarcMayJulySeptNove

NZD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1423.8251, compared to 1392.8604 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 30.9647 points.

H1 Avg (Jan–Jun) 1423.8251
H2 Avg (Jul–Dec) 1392.8604

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 74.0615 CDF (High: 1440.1474 / Low: 1366.0859). On the other end, July was the most stable month, with a tight range of 22.2995 CDF (High: 1402.3388 / Low: 1380.0393).

November Spread (Volatile) Âą74.0615
July Spread (Stable) Âą22.2995

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 47.3161 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -47.3161

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 1435.0061) against the same month in 2020 (average: 1080.3994), the exchange rate shifted by +354.6067 (+32.82%).

2021 Avg (February) 1435.0061
2020 Avg (February) 1080.3994

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Month High Low Average
January 1439.1523 1395.8369 1418.0348
February 1475.6188 1416.6690 1435.0061
March 1447.4523 1380.6191 1417.6510
April 1448.3981 1390.4691 1416.9013
May 1454.8431 1427.8366 1442.0223
June 1445.7820 1376.0033 1413.3355
July 1402.3388 1380.0393 1392.2173
August 1405.7344 1355.2563 1387.1231
September 1420.0039 1371.0231 1405.5216
October 1443.1867 1371.1963 1410.1168
November 1440.1474 1366.0859 1404.7499
December 1370.1095 1342.7344 1357.4338