YEARLY HIGH
15.9386 CZK
YEARLY LOW
14.8959 CZK
YEARLY AVERAGE
15.3349 CZK

2021 NZD to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 31, valuing the pair at 15.9386. Conversely, the yearly low was recorded on August 19, dropping to 14.8959.

This high-to-low spread represents a total annual volatility of 1.0427 CZK. From a start-to-finish perspective, comparing the January average rate of 15.4346 to the December average rate of 15.1487, the exchange rate registered a net change of -1.85% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 15.9386 was up 2.56% compared to the 2020 peak of 15.5401, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 79,693 CZK
2020 Average 75,333 CZK
Yearly Trough Low 74,479 CZK
Transaction Impact: A difference of 5,213.67 CZK purely based on transaction execution date.

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15.7594
14.9479
JanuMarcMayJulySeptNove

NZD to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.3815, compared to 15.2883 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0932 points.

H1 Avg (Jan–Jun) 15.3815
H2 Avg (Jul–Dec) 15.2883

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.7985 CZK (High: 15.9386 / Low: 15.1401). On the other end, June was the most stable month, with a tight range of 0.1402 CZK (High: 15.0863 / Low: 14.9462).

October Spread (Volatile) Âą0.7985
June Spread (Stable) Âą0.1402

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.4507 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.4507

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 15.5184) against the same month in 2020 (average: 15.3478), the exchange rate shifted by +0.1707 (+1.11%).

2021 Avg (October) 15.5184
2020 Avg (October) 15.3478

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Month High Low Average
January 15.5298 15.2046 15.4346
February 15.9176 15.3101 15.5045
March 15.8943 15.4631 15.6917
April 15.5984 15.2797 15.4436
May 15.5102 14.9848 15.1992
June 15.0863 14.9462 15.0156
July 15.3340 14.9832 15.1417
August 15.2258 14.8959 15.0943
September 15.2825 15.0995 15.2274
October 15.9386 15.1401 15.5184
November 15.8305 15.3653 15.5994
December 15.3340 14.9650 15.1487