YEARLY HIGH
551.3943 CDF
YEARLY LOW
480.7641 CDF
YEARLY AVERAGE
514.2070 CDF

2021 PEN to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 551.3943. Conversely, the yearly low was recorded on October 6, dropping to 480.7641.

This high-to-low spread represents a total annual volatility of 70.6302 CDF. From a start-to-finish perspective, comparing the January average rate of 544.0765 to the December average rate of 494.7424, the exchange rate registered a net change of -9.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 551.3943 was down 1.96% compared to the 2020 peak of 562.4326, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,756,971 CDF
2020 Average 2,645,764 CDF
Yearly Trough Low 2,403,821 CDF
Transaction Impact: A difference of 353,150.83 CDF purely based on transaction execution date.

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550.0135
478.7695
JanuMarcMayJulySeptNove

PEN to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 533.5355, compared to 494.8784 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 38.6571 points.

H1 Avg (Jan–Jun) 533.5355
H2 Avg (Jul–Dec) 494.8784

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 30.4854 CDF (High: 511.2495 / Low: 480.7641). On the other end, February was the most stable month, with a tight range of 3.3552 CDF (High: 544.7652 / Low: 541.4100).

October Spread (Volatile) Âą30.4854
February Spread (Stable) Âą3.3552

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 20.6613 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -20.6613

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 539.2959) against the same month in 2020 (average: 505.2944), the exchange rate shifted by +34.0015 (+6.73%).

2021 Avg (April) 539.2959
2020 Avg (April) 505.2944

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Month High Low Average
January 546.9706 541.8088 544.0765
February 544.7652 541.4100 543.2447
March 542.6915 528.8364 536.2020
April 551.3943 521.6469 539.2959
May 544.8549 517.7116 529.5277
June 520.4287 498.2336 508.8664
July 514.9290 499.6632 506.0059
August 505.9114 483.1433 487.5998
September 487.4635 482.0773 484.7065
October 511.2495 480.7641 497.4569
November 501.1834 492.4104 498.7591
December 504.8514 485.0797 494.7424