YEARLY HIGH
0.1951 XDR
YEARLY LOW
0.1707 XDR
YEARLY AVERAGE
0.1812 XDR

2021 PEN to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 8, valuing the pair at 0.1951. Conversely, the yearly low was recorded on September 14, dropping to 0.1707.

This high-to-low spread represents a total annual volatility of 0.0244 XDR. From a start-to-finish perspective, comparing the January average rate of 0.1912 to the December average rate of 0.1764, the exchange rate registered a net change of -7.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1951 was down 10.90% compared to the 2020 peak of 0.2190, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 975 XDR
2020 Average 1,028 XDR
Yearly Trough Low 853 XDR
Transaction Impact: A difference of 122.02 XDR purely based on transaction execution date.

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0.1932
0.1694
JanuMarcMayJulySeptNove

PEN to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1871, compared to 0.1753 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0118 points.

H1 Avg (Jan–Jun) 0.1871
H2 Avg (Jul–Dec) 0.1753

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0127 XDR (High: 0.1951 / Low: 0.1824). On the other end, September was the most stable month, with a tight range of 0.0014 XDR (High: 0.1721 / Low: 0.1707).

April Spread (Volatile) Âą0.0127
September Spread (Stable) Âą0.0014

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0063 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0063

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.1898) against the same month in 2020 (average: 0.2156), the exchange rate shifted by -0.0259 (-11.99%).

2021 Avg (April) 0.1898
2020 Avg (April) 0.2156

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Month High Low Average
January 0.1922 0.1900 0.1912
February 0.1918 0.1895 0.1905
March 0.1903 0.1875 0.1889
April 0.1951 0.1824 0.1898
May 0.1903 0.1800 0.1843
June 0.1808 0.1756 0.1780
July 0.1812 0.1763 0.1784
August 0.1784 0.1712 0.1726
September 0.1721 0.1707 0.1714
October 0.1805 0.1711 0.1762
November 0.1782 0.1758 0.1771
December 0.1801 0.1744 0.1764