YEARLY HIGH
27.9119 XPF
YEARLY LOW
24.4717 XPF
YEARLY AVERAGE
26.0445 XPF

2021 PEN to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 27.9119. Conversely, the yearly low was recorded on September 5, dropping to 24.4717.

This high-to-low spread represents a total annual volatility of 3.4402 XPF. From a start-to-finish perspective, comparing the January average rate of 27.0397 to the December average rate of 26.1034, the exchange rate registered a net change of -3.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 27.9119 was down 15.00% compared to the 2020 peak of 32.8379, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 139,560 XPF
2020 Average 149,957 XPF
Yearly Trough Low 122,358 XPF
Transaction Impact: A difference of 17,201.17 XPF purely based on transaction execution date.

āĻĒā§āϰāĻŦāĻŖāϤāĻžāϰ āϚāĻŋāĻ¤ā§āϰāĻžāϝāĻŧāύ

2021 āϏāĻžāϞ āϜ⧁āĻĄāĻŧ⧇ āĻŽāĻžāϏāĻŋāĻ• āĻ—āĻĄāĻŧ āĻ“āĻ āĻžāύāĻžāĻŽāĻžāĨ¤

27.3038
24.4392
JanuMarcMayJulySeptNove

PEN to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 26.6017, compared to 25.4872 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.1144 points.

H1 Avg (Jan–Jun) 26.6017
H2 Avg (Jul–Dec) 25.4872

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 2.1630 XPF (High: 27.9119 / Low: 25.7489). On the other end, March was the most stable month, with a tight range of 0.3010 XPF (High: 27.1889 / Low: 26.8879).

April Spread (Volatile) Âą2.1630
March Spread (Stable) Âą0.3010

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.9773 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.9773

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 27.0446) against the same month in 2020 (average: 32.2907), the exchange rate shifted by -5.2461 (-16.25%).

2021 Avg (April) 27.0446
2020 Avg (April) 32.2907

āĻŽāĻžāϏāĻŋāĻ• āĻŦāĻŋāĻļā§āϞ⧇āώāĻŖ

āĻĒā§āϰāϤāĻŋāϟāĻŋ āĻ•ā§āϝāĻžāϞ⧇āĻ¨ā§āĻĄāĻžāϰ āĻŽāĻžāϏ⧇āϰ āĻĒāϰāĻŋāϏāĻ‚āĻ–ā§āϝāĻžāύāĻ—āϤ āϏāĻžāϰāϏāĻ‚āĻ•ā§āώ⧇āĻĒāĨ¤

Month High Low Average
January 27.3748 26.6666 27.0397
February 27.3811 26.8622 27.0651
March 27.1889 26.8879 27.0532
April 27.9119 25.7489 27.0446
May 27.0048 25.4108 26.0673
June 25.7260 24.9914 25.3402
July 26.0274 25.3053 25.6279
August 25.6255 24.6974 24.8631
September 24.9372 24.4717 24.6779
October 26.2646 24.8608 25.6145
November 26.5185 25.5943 26.0366
December 26.4917 25.7849 26.1034